E-Sign - Valcu
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Last Updated: February 9, 2016

Valcu Inc. and its affiliates and third party service providers (“Valcu”) may need to provide you with certain communications, notices, agreements, billing statements, or disclosures in writing (“Communications”) regarding our products or services (“Services”). Your agreement to this E-sign Consent confirms your ability and consent to receive Communications electronically, rather than in paper form, and to the use of electronic signatures in our relationship with you (“Consent”). If you choose not to agree to this Consent or you withdraw your consent, you may be restricted from using the Services.

Electronic Delivery of Communications and Use of Electronic Signatures

Under this Consent, Valcu may provide all Communications electronically by email, by text message, or by making them accessible via Valcu websites or applications. Communications include, but are not limited to, (1) agreements and policies required to use the Services (e.g. this Consent, the Valcu Privacy Policy and the Valcu Terms of Service), (2) payment authorizations and transaction receipts or confirmations, (3) account statements and history, (4) and all federal and state tax statements and documents.

We may also use electronic signatures and obtain them from you. You agree your electronic signature is the legal equivalent of your manual signature. You further agree that your use of a key pad, mouse or other device to select an item, button, icon or similar act/action, or to otherwise provide Valcu, or in accessing or making any transaction regarding any agreement, acknowledgment, consent terms, disclosures or conditions constitutes your signature (“E-Signature”), acceptance and agreement as if actually signed by you in writing. You also agree that no certification authority or other third party verification is necessary to validate your E-Signature and that the lack of such certification or third party verification will not in any way affect the enforceability of your E-Signature or any resulting contract.

System Requirements

To access and retain the electronic Communications, you will need the following:

A computer or mobile device with Internet or mobile connectivity.

For website-based Communications, a current web browser that includes 128-bit encryption. Minimum recommended browser standards are Microsoft Internet Explorer version 10.0 and above, Mozilla Firefox current version, Apple Safari current version, or Chrome current version. The browser must have cookies enabled.

For application-based Communications, a mobile phone operating system that supports text messaging, downloads, and applications from the Apple App Store or Google Play store.

Access to the email address used to create an account for Valcu Services.

Sufficient storage space to save Communications and/or a printer to print them.

If you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add admin@valcu.co to your email address book.

Paper Delivery of Communications

You may request a paper version of Communications. You acknowledge that Valcu reserves the right to charge you a reasonable fee for the production and mailing of paper versions of Communications. To request a paper copy of any Communication, please write to Valcu Inc., 233 W 83rd St 7E, New York, NY 10024, Attn: Customer Support - Legal (“Valcu Address”) within 180 days of the date of the Communication, specifying in detail the Communication you would like to receive.

Withdrawal of Consent to Electronic Communications

You may withdraw your consent to receive electronic Communications at any time, by writing to the Valcu Address. However, withdrawal of your consent to receive electronic Communications may result in termination of your access to Services. Any withdrawal of your consent will be effective after a reasonable period of time for processing your request.

Updating Your Email Address

You can change your email address by writing to the Valcu Address. You may also be able to change your email address yourself through the Services.